2015 Will Go Down As the Year of the Citizen Soldier

This year has turned out to be a most unusual and decidedly pivotal year in the history of America. Most Americans are unaware of this fact, but it is nevertheless true. It all began with the assumption that 2015 was going to be just another predictable presidential election cycle. This assumption, however, quickly changed when it became studded with several high-profile Washington outsiders, or as they should be properly characterized, citizen soldiers. No one has seen anything like this in a long, long time and today, much to everyone’s surprise, one of these citizen soldiers, Donald J. Trump, leads the Republican ticket with a massive 40% approval rating. His poll numbers and popularity have been a shock to not only the other Republican candidates but also to the party pundits, talking heads and those that are considered savvy Washington insiders. To all these groups, Trump has been not only been a complete surprise but a riddle wrapped in a mystery hidden inside an enigma. To say they don’t get him would be an understatement. They have time and time again proclaimed his political demise only to see his support and approval ratings steadily increase. Today, his approval ratings and popularity show no tendency of waning and his unstoppable popularity have left most professional politicians and pundits speechless scratching their heads and wondering what’s going on here?

What’s going on is that Mr. Trump has awakened a sleeping giant the American voter who is extremely concerned about not only where our country is but where it is is headed. It also appears that these supporters have come to the same conclusion that Donald J. Trump has, that everything about our country is wrong no matter how you try to spin it. The wrong people have been elected to hold office, the wrong people are in control of our financial institutions and money and the wrong people oversee and administer our justice system. Mostly we see these offices held by self-serving disinterested people who by sheer luck have been appointed or elected to powerful positions in our government. This fact is clear if you just look and understand what and where the truth is. As an example, consider our current administration. Are they doing their best to serve and protect the people of America?

In 2008, we went through the worst financial crisis since the great depression. How did this crisis happen and who caused it? It was caused by the absolute greed of the banks and brokerage firms that controlled our money and the markets. This includes all the banks that were bailed out by the Obama administration, the brokerage houses and the insurance companies. These same parties were subsequently paid billions of dollars more by the federal government after knowingly committing this fraud. Was anyone prosecuted? Did any of these criminal institutions pay for their sins? No not a one. Two of the biggest of these offenders were Goldman Sachs and AIG insurance group. These two institutions, by all appearances, had an open door policy with government officials and cabinet members regardless of their political stripes. To any concerned person with an open mind and a skeptical nature, these relationships with the government were anything but arms length ones. But it doesn’t stop there. There are also a number of high-level individuals who share the blame: The then head of the Federal Reserve Bank Alan Greenspan, ex-president Bill Clinton and chairman Christopher Dodd to name just a few.

The question is, did the administration know about any of this when they borrowed trillions of dollars to bail out the banks? Of course, they did. Everybody in government knew what and who caused it, but that’s not the worst of it. The real crime was that everyone hid the fact that as a consequence of the crisis America was a bankrupt nation. Surprised? Don’t be. Part of the reason we the people are getting the shaft is because many officials, both republican and democrat, have a very intimate and lucrative relationship with wall street. So how do you buy your representative’s integrity and moral principles? With money, of course, lots of money. Here’s an example. Is insider stock trading illegal? Of course, it is. If ordinary citizens are convicted of insider trading they will spend a significant amount of time in a federal prison. But if you are an elected official this law doesn’t apply to you. You get a pass. And there you have it. Donald J. Trump is well aware of this and the other facts revealed in this article and he further sees that unless something drastic is done about it America will go down in history as just another failed political experiment. Many if not most of his supporters are also aware of this fact. And his supporters are the true Americans here. The Americans who still believe in the ideals and sacrifices that our founding fathers believed in.

There are two very distinct kinds of Americans living in our country, those that want more free stuff from the government and those who believe the words that our founding fathers wrote in the Declaration of Independence. “We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of Happiness. These words are extremely important to tho

This year has turned out to be a most unusual and decidedly pivotal year in the history of America. Most Americans are unaware of this fact, but it is nevertheless true. It all began with the assumption that 2015 was going to be just another predictable presidential election cycle. This assumption, however, quickly changed when it became studded with several high-profile Washington outsiders, or as they should be properly characterized, citizen soldiers. No one has seen anything like this in a long, long time and today, much to everyone’s surprise, one of these citizen soldiers, Donald J. Trump, leads the Republican ticket with a massive 40% approval rating. His poll numbers and popularity have been a shock to not only the other Republican candidates but also to the party pundits, talking heads and those that are considered savvy Washington insiders. To all these groups, Trump has been not only been a complete surprise but a riddle wrapped in a mystery hidden inside an enigma. To say they don’t get him would be an understatement. They have time and time again proclaimed his political demise only to see his support and approval ratings steadily increase. Today, his approval ratings and popularity show no tendency of waning and his unstoppable popularity have left most professional politicians and pundits speechless scratching their heads and wondering what’s going on here?

What’s going on is that Mr. Trump has awakened a sleeping giant the American voter who is extremely concerned about not only where our country is but where it is is headed. It also appears that these supporters have come to the same conclusion that Donald J. Trump has, that everything about our country is wrong no matter how you try to spin it. The wrong people have been elected to hold office, the wrong people are in control of our financial institutions and money and the wrong people oversee and administer our justice system. Mostly we see these offices held by self-serving disinterested people who by sheer luck have been appointed or elected to powerful positions in our government. This fact is clear if you just look and understand what and where the truth is. As an example, consider our current administration. Are they doing their best to serve and protect the people of America?

In 2008, we went through the worst financial crisis since the great depression. How did this crisis happen and who caused it? It was caused by the absolute greed of the banks and brokerage firms that controlled our money and the markets. This includes all the banks that were bailed out by the Obama administration, the brokerage houses and the insurance companies. These same parties were subsequently paid billions of dollars more by the federal government after knowingly committing this fraud. Was anyone prosecuted? Did any of these criminal institutions pay for their sins? No not a one. Two of the biggest of these offenders were Goldman Sachs and AIG insurance group. These two institutions, by all appearances, had an open door policy with government officials and cabinet members regardless of their political stripes. To any concerned person with an open mind and a skeptical nature, these relationships with the government were anything but arms length ones. But it doesn’t stop there. There are also a number of high-level individuals who share the blame: The then head of the Federal Reserve Bank Alan Greenspan, ex-president Bill Clinton and chairman Christopher Dodd to name just a few.

The question is, did the administration know about any of this when they borrowed trillions of dollars to bail out the banks? Of course, they did. Everybody in government knew what and who caused it, but that’s not the worst of it. The real crime was that everyone hid the fact that as a consequence of the crisis America was a bankrupt nation. Surprised? Don’t be. Part of the reason we the people are getting the shaft is because many officials, both republican and democrat, have a very intimate and lucrative relationship with wall street. So how do you buy your representative’s integrity and moral principles? With money, of course, lots of money. Here’s an example. Is insider stock trading illegal? Of course, it is. If ordinary citizens are convicted of insider trading they will spend a significant amount of time in a federal prison. But if you are an elected official this law doesn’t apply to you. You get a pass. And there you have it. Donald J. Trump is well aware of this and the other facts revealed in this article and he further sees that unless something drastic is done about it America will go down in history as just another failed political experiment. Many if not most of his supporters are also aware of this fact. And his supporters are the true Americans here. The Americans who still believe in the ideals and sacrifices that our founding fathers believed in.

There are two very distinct kinds of Americans living in our country, those that want more free stuff from the government and those who believe the words that our founding fathers wrote in the Declaration of Independence. “We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of Happiness. These words are extremely important to those Americans that believe in the founders ideals because they emphasize not only a belief in an all-powerful, omniscient God but that we the people are endowed by our creator with unalienable rights and not phony privileges that can be rescinded on a whim.

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Illness And Alternative Health Solutions

Everyone at some time in their lives has to deal with disease and illness. It may be something minor or it may be major. It can also be you or a loved one that is stricken, but dealing with sickness and the medical system in the United States happens to everybody at some point in life. When this happens, the first thing that most people generally want to do is to find out exactly what is wrong with them. The next step is to see what the doctors recommend as a treatment protocol. But in many cases, though, this doesn’t happen. This occurs because doctors sometimes can’t, or don’t know how to treat, much less cure you. I know that sounds counter-intuitive, but it’s true nevertheless. Here’s an example. In 1972, President Richard Nixon declared war on cancer. That was almost 50 years ago. Since that time billions and billions of dollars have been spent on this “war” to find a cure for cancer. Have they found one yet? No, they haven’t and cancer is still the number one killer of people in America. This fact is doubly curious because more money has been spent on trying to find a cure than was spent putting a man on the Moon.

This begs another question, is totally relying on and obeying the advice of doctors and hospitals the only way to get and stay healthy? Are there other things that you should be aware of that can help you? Well, the simple answer to that question is yes there is. First of all, though, I want to say that I am not a medical expert. I do not hate doctors nor am I trying to persuade you not to listen to their advice. Quite the contrary. The only thing I want to point out about medical advice is it’s ultimately your decision to either take it or ignore it. Here is a fact that few people aren’t aware of. The Journal of Patient Safety said in a recent article that between 210,000 and 440,000 patients each year who go to the hospital for care suffer some type of preventable harm that contributes to their death. That would make bad medical advice and errors the third-leading cause of death in America.

I have personally ignored and said NO to doctors twice in my life for treatments the doctors wanted to give me that I reasoned were either absurd in one instance and insane in the other. I was better off both physically and mentally for both of those NO decisions and have no regrets.

What about alternatives? Like I said I am not a medical expert but the first thing you every person should be keenly aware of is what you fuel your body with. The better the fuel the healthier you’ll be. Your body is a gift from God, and it was perfectly made. It is self-reliant if fueled properly, and can even heal itself when it is damaged. If I only had a car like that. But these attributes only work if you give your body the proper fuels. The sad truth about this is, that most people don’t. Most people are simply satisfied with eating what most nutritionists consider substandard or junk foods. What I mean by that are foods that don’t really have much nutrition or healthy ingredients in them. Think about it, how nutritious can a burger, fries, and a coke be, that cost you 2 bucks? Or chicken nuggets and a fried pie? The answer is not much. Also, think about this. If that’s what you fuel your body with, you’re not going to stay very healthy or live very long. But it doesn’t have to be that way.

Here’s a fact of what can be accomplished if you do fuel your body properly. The Jewish patriarch Abraham, who lived in the Arabian desert over 3000 years ago, lived to be 175 years old. He was never sick a day in his life. He ate simple yet nutritious food, drank clean water, and breathed clean air. Now look at people today. A lot of them eat junk food, drink less than pristine water and breathe polluted air. Maybe this is why we have thousands of children with all types of cancers, blood disorders and other serious medical conditions. Maybe this is why we have thousands of people in their 50s and 60s with heart disease, dementia, Alzheimer’s and other cognitive disorders. What most people fail to recognize is that most of these illnesses could be drastically reduced or eliminated by just eating properly.

There are scores of websites that have lots of information about this. You can also go to this website and find some help too. On this website, you will find many 19th century and other cookbooks that have some incredibly nutritious recipes that are all but impossible to find elsewhere. The website also carries some well-documented books about our modern healthcare system that contain information that is both astounding and thought provoking to the uninitiated.

© 2015 Richard Woodling

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Why You Should Almost Never Talk About Religion Or Politics

When you were young, do you remember your dad or mom telling you to never talk to anyone about religion or politics? We’ve all heard that one of course, but when you heard it, did you think “Why did she that?”, “What are politics?”, What’s Religion?”, “Why shouldn’t I talk about these things?” That’s our topic for today boys and girls, why you should almost never talk about religion or politics.

To start with, let’s take a broad look at the statement. When you scrutinize what mom or dad told you not to talk about, the answer seems obvious. If you start a conversation with a friend, or for heaven’s sake with someone you don’t know very well, and you actually have an opinion on either of these subjects, you’re more than likely treading on thin ice. Why? Because personal opinions about religion and politics are generally at the core of just about everybody’s worldview. These beliefs are also likely to be the very foundation of their being and if your ideas about them are not in sync with theirs, it is an easy way to offend someone. So Rule # 1 is, only talk about religion or politics to someone that you know thinks the same way you do. Rule # 2 is, if you’re not sure, only talk about religion or politics with people you don’t mind pissing off.

Let me give you an example of both of these rules. I used to be a financial planner. In talking with clients, I generally never brought personal matters up. I always had specific goals in mind when I sat down with clients and that was to help them protect themselves from financial loss. In my job as a financial planner, I sold insurance, annuities, mutual funds, health care and revocable living trusts to accomplish these goals. I never ever talked with clients about personal subjects or my beliefs.

I also had a partner at that time. His name is not important, but I liked working with the guy initially, that is until I got to know him better. After about a year or so of working with him, I couldn’t stand to be around him. Why? Because we were total opposites, both intellectually and spiritually. He aggravated me so much that I dissolved our partnership and we parted ways. It was either that or one of us would end up in jail. I’ll let you use your imagination here as to why.

But the real question is why do people have such a reaction because of differences in their ideas and beliefs? The answer is really quite simple. There are two types of people in this world, people that believe truth is absolute and those that believe all truth is relative. Here’s a simple example of what I am talking about. Is murdering someone wrong? Absolutely it’s wrong, always. What if you killed a criminal who was attacking you or someone you loved, is that wrong? The answer is no of course not because you were defending an innocent life, yours or a loved one. Murder is the complete opposite, the taking of a life because you can.

Let’s come at this question from a different angle. Is the God of the Bible real and did He create man and the universe? Or, as many people believe, are you and the universe just the result of some random accident or cosmic chance? Looking at this question closely, there are only two choices available and the implications of this choice are personally staggering. If you determine that you and the universe are the results of nothing more than a random accident or cosmic chance then it also follows that: (1) there is no creator for you to answer to; that (2) your life and actions will have no personal or spiritual consequence; and (3) there is no absolute truth or purpose to your life. In addition, the truth will always be relative to your personal situation; and (4) in the final analysis your life will be viewed as completely meaningless and without consequence since it was an accident in the first place. Ultimately your death will hold no more significance than a candle being snuffed out. If the “life is a random accident scenario” prevails in your worldview, then the law of the jungle will apply in your life because your actions or reactions to all of life’s situations will only be based on your self-interest. This conclusion is inescapable.

Personally, I have concluded just the opposite, that truth is indeed absolute and never relative. As to the question of whether God is real or not, the answer is, of course He is real. Look at the stars in the night sky or look into a loved one’s eyes; do you really believe they were just an accident? No one in their right mind would conclude that. God is Love and if you are a believer, you should always be focused on His love for you and for all of mankind.

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How To Spot A Ponzi Scheme or Don’t Be Duped Into Allowing Strangers To Steal All Of Your Money

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Since the dawn of civilization, there have been scams and con artists. Con artists are that special class of person whose sole job in life is devoted to stealing anything and everything of commercial value from you without you realizing you are being robbed. These folks will take all of your money, property, possessions or anything and everything of value that can be converted into cash or some other form of easily convertible asset. It’s an unfortunate state of affairs that these people even exist in this world, but that’s just the way it is. To add insult to injury, this kind of robbery is almost always done with your unwitting cooperation. These kinds of scams are in fact so common today that almost everyone, regardless of income or education level, has been a victim of them at one time or another. People of means are especially vulnerable to this kind of fraud. But there are things that can be done to minimize the risk to you, which we will explore here. One of the most popular of these scams, and arguably the hardest one to spot and protect yourself from is the Ponzi Scheme. There are, however, ways you can expose them for what they are that we will explore here but the first thing we need to understand is how this type of scheme works.

Before we get into the mechanics of this particular fraud, it’s best to begin with why the Ponzi Scheme has worked so well for so long. The major reason for this is that the mechanics of the fraud are actually triggered by the victim’s own emotional buttons. Once you are familiar with how these buttons are used by the perpetrator of the fraud to spring the trap, you will understand two things, why most people are so easily duped and why you won’t be. But first things first, how did this scheme start and how does it work?
The Ponzi Scheme started in Boston, Massachusetts in the early 1900s by the scams namesake Charles Ponzi, an ambitious Italian immigrant. Although this type of fraud had been around for hundreds of years, and was in fact detailed in a novel by Charles Dickens titled “Little Dorrit”, what set Ponzi and his version of the swindle apart from all the other bit players and crooks who had used it in Boston and elsewhere was the absolute enormity of the crime. His scheme literally robbed thousands of people out of millions of dollars seemingly overnight. When he was finally arrested and prosecuted he had stolen over $7,000,000.00 all in the space of 8 short months. This crime and the amount of money stolen at the time was almost unfathomable. In today’s dollars, it would be the equivalent of a theft of approximately 84 million dollars all done in less than a year. The other element of the crime that was initially baffling to authorities was the fact that all the victims willingly gave Ponzi their money. This theft was unique not only in the amount of money stolen from investors and the unsuspecting public but also because of the ease and speed by which it was done. Charles Ponzi’s scheme was so notable that it still stands today as the single most significant example of fraud in America. However, with the dawn of the internet age, the dollar amount stolen by Ponzi has been eclipsed by more than one criminal mastermind. The most notable of these crimes was orchestrated by the infamous Bernie Madoff, whose 65 billion dollar Ponzi Scheme was given months of worldwide television and press attention. As a side note, it took Bernie over 20 years to pull off his scam before he was caught.

The Man

Charles Ponzi started out life in America dirt poor. He was broke but he never gave up on wanting to become wealthy. He worked at this goal diligently for years but was never really successful. His life completely changed, however, when he stumbled on what would become the scheme to end all schemes. It came about this way. It was a common practice among immigrants and others in the early years of the twentieth century to mail letters to family and friends with a prepaid international reply coupon (IRC) enclosed in the letter. This was done to make it convenient for the recipient to mail a reply back. Once the letter was received in Europe or America the enclosed prepaid IRC could be exchanged by the recipient for the proper return postage at a local post office.

Ponzi learned about the IRC coupons when he received an international letter from Spain with a prepaid return coupon enclosed in it. When he carefully examined the price of the return coupon he received compared to the actual price of the return stamps he noticed a large difference. He immediately recognized that if this difference in price was consistent enough it could be the basis for a fantastic and seemingly foolproof business opportunity that could make him extremely wealthy. But first he had to determine what caused this price difference. He concluded that it depended in large part on where the coupons were purchased and if the currency of the issuing country was fluctuating in the open market or possibly depressed. He immediately saw that if he bought and sold these instruments methodically this price spread or arbitrage could make him a very, very rich man. He also recognized and that if he could hire outside agents to help him he could buy huge quantities of these instruments, retain complete control of the scheme and make a fortune. His mind raced with the possibilities.

To initiate this plan, Ponzi would have to hire agents in overseas countries to buy the local reply coupons for him. After they purchased the IRCs they would then mail them back to him in the United States. Hiring the agents, he reasoned, would be fairly easy as there was a large pool of immigrants in Boston for him to connect with. Once an overseas agent was in his employ he would then send them money to purchase the return coupons locally. Once purchased, the agent would then mail the coupons to Ponzi in the United States where he would exchange them for the more expensive return postage stamps. Once he exchanged them for the return stamps he would immediately sell them. The sales would, of course, reap huge profits. He then concluded that the more agents he had the more sales he could turn and the more money he could make. The initial coupon transactions he used to test this theory worked out so well it was reported that he made a 400% return.
However, in practice, he found that the scheme was not at all viable. In reality, it proved extremely difficult to hire overseas agents, the transaction costs involved were more than expected, and the time delay in communicating with any overseas agents made the prospect of paying investors regularly problematic at best. But these initial difficulties didn’t deter him. He decided to sell the scheme to those he knew locally in the immigrant community and others anyway. To get around the lack of legitimate profits, he decided he would pay investors back with money he got from new investors. He could still get rich he thought and not get caught.

The Scheme

On December 26th, 1919, he established a firm called “The Security Exchange Company” on State Street in Boston to be the front for his new business. Much to his surprise when all the elements were put into place, everything worked and he started making money, lots of money. Before he knew it his success was so large that he began to gain the attention of the local press. Rather than sate his greed, these successes only encouraged him to become bolder and enlarge the scam to make even more money. It was even reported at the time that he was making as much as $250,000 a day buying and selling coupons and stamps. Of course, nothing of the sort was happening. He was, however, taking in so much cash that he bought himself an air-conditioned mansion with a heated pool in Lexington Massachusetts along with a chauffeured limousine to drive himself and his guests around in style. As another extravagance, he brought his mother to America by first class ocean liner to show off his good fortune to her.

To enlarge his fraud even further Ponzi began to seek more and more investors from his pool of immigrant contacts in Boston and the general public. He was also inadvertently helped in this by glowing articles in the local press about his company’s miraculous financial success. These articles literally had the effect on the general public of causing investors to line up outside of his offices on State Street clutching fistfuls of dollars waiting for Ponzi to show up so they could give their money to him. His main weapon though was his personal pitch to investors and word of mouth. In his personal pitch, he guaranteed huge amounts of interest in return for investor money. In most instances he promised a 50% return in 45 days to investors who purchased an investment voucher. These were the largest returns anyone had ever heard off and if asked about the safety of their money he always had a ready and easily believable explanation available. As unrealistic as it was it all worked because people wanted to believe it and they wanted to believe him.

For a short time, everything worked like magic and Ponzi was on top of the world. However, as more and more people began talking about his rags to riches success more and more attention was drawn to Ponzi, his company, and the returns. This ultimately set the stage for the total collapse of the fraud. In early August of 1920, the Boston Post began to investigate Charles Ponzi, The Security Exchange Company, and its reported investment returns. What the Post uncovered in their investigation was what was later reported as a web of lies, deceit, and broken promises. When the article appeared in the paper on August the 12th, 1920 there was a run on The Exchange Company’s assets by frantic investors. Panicked people rushed to State Street headquarters to cash in their investment vouchers. When the run ended Ponzi’s company was bankrupt and no one was surprised when shortly afterward Charles Ponzi was arrested and prosecuted for multiple counts of mail fraud. He was subsequently convicted of all charges against him and spent 14 years in prison.

What This All Means To You

The main thing to understand about yourself and the Ponzi scheme is that you are not immune. The fact that you are an investor of means actually paints a huge target on your chest. To illustrate this, most of the victims that were skinned by Bernie Madoff were not your average mom and pop investor they were, in fact, wealthy. Some of Madoff’s victims were even considered very sophisticated investors. Regardless, he swindled them all anyway. He also swindled scores of banks, hedge funds, retirement funds, accredited investors of all persuasions and both public and private banks. How did he do it? The same way Charles Ponzi did it. He used the victim’s emotional triggers to spring the trap and suck them into the scam.

How The Trap Is Set

A common tactic used by the Ponzi scammer is to quietly let the word out to a small group of new marks and their friends that the investment success of their friend was due to the scammers vast knowledge, inside information, or some other special insight that no one else had. This would inevitably trigger the curiosity of those victims. When questioned by a new mark the scammer would usually feign indifference unless pressed. At this point, it is common to get what is called the anti-close from the scammer. The scammer is absolutely not interested in new clients, there’s just not enough time, there are too many clients already or some other plausible reason. There are many variations of the anti-close but one or more are generally used at this point in setting the trap. At this point in the scam, there is normally a plea by the mark to make an exception because you are a good friend with so and so. The scammer will then seem to relent somewhat. Once the scammer is sure you have taken the bait he will usually always have a change of complete change of heart and begin to reel you in. Once reeled in the scammer will then dictate the terms of his special “Deal” to you. The “Terms” usually involve you giving the scammer all of or most of your money. That’s the way Ponzi did it and that’s also the way Madoff did it and it always works. The surprising fact is the victims do it to themselves.

How To Recognize This Scam And Not Become Its Next Victim

Why does it always work? Because people want to believe it. It’s that simple. Investing is hard, getting good returns is hard, and many people are looking for an easy answer to these problems. This is why people will suspend their doubts and put their intellect on hold because of two critical things provided by the Ponzi scammer: 1) Trust. Your good friend Bill, who you trust, has made a fortune by taking the advice of this guy you don’t know and, 2) Faith. You want to believe it’s true because Bill is your friend and you have faith in him. To make sure this never happens to you all you have to do is remember this fact and simply act on it. If it sounds too good to be true it isn’t. The other thing to remember is that all the losses of all the people who have ever been scammed out of their money happened because they were greedy. There’s an old saying you should memorize about greed that goes like this, “Pigs get fat and hogs get slaughtered.” Nobody wants to be the hog, do they? Do you? Of course not.

Although the prior scenario is standard there are sometimes variations on it. Bernie Madoff’s Ponzi scheme used one of these. His investment record was very long. It spanned decades. Yet through all the good times and bad times his returns were always consistently good, too good. They were, in fact, unnatural. But even so, people suspended their disbelief because of the same old reasons. See number and one and two above. Don’t forget the role greed plays in this and review that old saying again. Enough said.
One last red flag to be aware of is a lack of details. All registered investments are required by law to have certain documents on file with the SEC. There are exceptions to this rule and there are instances where registration is not always required but you should always ask for an explanation if there is a lack of written information. When you ask that question and you don’t receive a clear answer call someone not associated with the investment company and ask them. Better yet call the Securities and Exchange Commission. They are actually there to help you. The bottom line on this one is if you get an explanation to any question you ask about an investment that doesn’t make sense grab your wallet and leave. While you are leaving remember that old Will Rogers adage “I’m more interested in the return of my money than the return on my money.”

P.S. As a postscript to this piece if you go to the SEC website and click on Ponzi Schemes, which you will find on the first page of their website, you will pull up all the current Ponzi Schemes that are either being investigated or prosecuted by the government. The number of these scams is absolutely astounding considering the history of this crime. They also stand as a testament to Charles Ponzi and his fraud to end all frauds.

 

© Richard Woodling 2014

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Why Political Analyst Earl Hutchinson Is Wrong About Dr. Ben Carson

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In reading an article by Earl Hutchinson* about Dr. Ben Carson in the August 4th issue of the Blog, something struck me as odd. See the article here http://goo.gl/qrYWG6
It seems to me to be one thing to personally not care for a candidate because of their politics and then write about it, but quite another thing to dismiss them in print because they are not a professional politician. Wait a minute, Ben Carson is unfit because he’s not a professional politician? Wait a minute, those are the guys that the created the train wreck?

Who is Ben Carson? Ben Carson is an accomplished neuro-surgeon and writer who has actively voiced his displeasure with our nation’s political direction. He was first noticed by the media and the public when he made a speech at a national prayer breakfast attended by President Obama, Vice President Biden and members of the media. Watch it here https://www.youtube.com/watch?v=PFb6NU1giRA
Dr. Carson’s speech was noteworthy because it focused on the obvious causes of our nation’s decay. His speech at the prayer breakfast was also chock full of common sense solutions to this problem. It was a speech made by an intelligent, thoughtful citizen soldier not a professional politician trying to get money or  re-elected. His speech was something this nation hasn’t seen in many, many years. Why doesn’t Earl Hutchinson see that? The other question here though is why was Dr. Carson’s speech so important?

What seems obvious to me, and I believe many other people, is that the problems we have in this country have been caused because of professional politicians. They never address any real problems. They just promise us more stuff. Think back to the financial meltdown in 2008. That happened because no one in power did anything to stop it. Everyone knew it was going to happen and why it was going to happen but no one did anything about it.

Everyone in the government was culpable for the meltdown. In addition to self serving incompetence, professional politicians have no grounding or perspective on what made America not only the greatest nation on Earth but also the grandest political experiment ever conducted.

Instead of looking for a candidate that might actually understand that fact and want to get our country back Mr. Hutchinson appears to want to trash one of the few people I have heard in a long time that has the spirit and intellect to dig us out of the abyss our leaders have tossed us in.

If Mr. Hutchinson is only happy with professional politicians I’m sure he loves our current president because you would be hard pressed to find a more professional politician than Barack Obama. To be fair there are many people that have nothing good to say about him and regardless of how I feel I am not going to add any more fuel to that fire. There is, however, one thing that President Obama has done that is inexcusable. No one ever talks about this bag of worms but I will.

Barack Obama was elected in 2008 with the slogan “Change We Can Believe In”. After he got elected he immediately set to work to institute those changes and make them reality. What did all this change cost the nation? It has literally all but cost us our sovereignty. Under his leadership our nation has borrowed over 7 trillion dollars. Our debt has more than doubled under this president. The total debt to date, which every one of you reading this owes, is 16 plus trillion dollars and climbing at an exponential rate. That’s a number that is impossible for just about anybody but an astronomer to comprehend. This lack of comprehension is exactly the reason why no one is screaming bloody murder. How big is it you ask? If you could stack those 16 trillion dollar bills one on top of the other it would make a stack of bills approximately 1 million, one hundred and ninety thousand miles tall or 4 times farther from the Earth than the distance the Earth is to the moon. And because of this debt, we are functionally broke. I’m not talking about low on money and all we have to do is wait to pass go and collect our $200, but close the blinds and don’t answer the phone broke.

Here’s some perspective on how bad this really is and why you should be mad. Under the presidency of Benjamin Harrison, the grandson of one of the signers of the Declaration of Independence, the United States didn’t have any debt at all, what it did have was a budget surplus of $100,000,000.00. Under our current president we have a combined debt of over 16 trillion dollars and additional yearly budget deficits (more debts) exceeding one trillion plus dollars. That, by the way folks, is an amount of money that can never functionally be paid back. And yes it has to be paid back. Don’t think for a minute I’m blaming our current commander in chief for all of this, I’m not, I’m just blaming him for most of it.

Why  has cost us our sovereignty? Because no one pays any attention to us anymore. It’s true. The Russians, the European Union, Iran even our middle eastern ally Israel ignore us and any threats we make. Because we are broke and they know it. We can barely afford to take anybody out for a Big Mac and fries much less threaten action against someone because of some incursion on our national interests. Are we threatening Russia or Syria for any of their incursions? If you haven’t been keeping up the answer is no we aren’t. Is there a solution to this mess? There just might be.

The solution revolves around this fact. We need a citizen soldier in the white house. Citizen soldiers used to be common when our republic was formed. If you were elected to office when our country was young you served your time and when your time was up you went back to civilian life. There was no federal gravy train back then. Who was the greatest President America has ever had? George Washington who was the ultimate citizen soldier. Unfortunately that greatness in political leaders went out the door years ago and the citizen soldier has evolved into the professional politician of today. These professionals get elected then do what they need to do to get re-elected ad infinitum until it’s time to retire on a lifetime pension. They care little about anything but themselves and I say that not to throw barbs but to point out a fact. If that statement weren’t true then why do all the laws enacted by congress and the White House only apply to citizens and not to them? If you are a private citizen and are caught doing insider trading of securities you go to prison. This happened to Martha Stewart. If you are an elected official and you engage on insider trading of securities you not only get to keep all the money but you are exempt from prosecution. What wrong with that? Everything my friend.

We need a man like Ben Carson In the White House. You can learn more about Dr. Carson by going to this web address www.runbenrun.org

And yes, I know about Donald Trump. I just think that of the two, Carson has a better grip on the solutions.

The views and opinions in this piece are solely the authors and are not the views or opinions of either Earl Hutchinson or Dr. Ben Carson. For comments or questions you may contact the author at  rswance@gmail.com

*Earl Ofari Hutchinson is a nationally acclaimed author and political analyst. Hutchinson is the author of ten books on race and politics in America. He is a frequent guest analyst on CNN, Fox, and American Urban Radio Network:He is the National Political Writer for New America Media and a regular contributor to: the Grio, and Electronic Urban Radio Network. He is the host of The Hutchinson Report on KTYM and KPFK Radio Stations.

© Richard Woodling 2014

 

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Potential Presidential Candidate Dr. Ben Carson Attacked By Actor Russell Brand, But Why?

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Russell Brand, a self styled Hollywood actor and comedian, has put out a YouTube video commenting on Dr. Ben Carson’s views on gay marriage and abortion. See Video Here http://goo.gl/AnXGpa  The story and video ran in the Huffington Post on August 8th. Actually the comments aren’t really comments at all but are instead fairly vicious attacks on Dr. Carson’s personal philosophy and character. This is funny coming from a man with the background of Russell Brand. The trigger for his video rant appears to be the fact that Dr. Carson is considering running for President of The United States in 2016. But it’s not just that, it’s also that Dr. Carson is an outspoken conservative Christian. Apparently being a conservative Christian is a philosophical foundation that Mr. Brand wants nothing to do with; it grates on him like fingernails on a blackboard.

If you are not familiar with Dr Carson you should be. He is a world famous neurosurgeon, the former director of pediatric neurosurgery at Johns Hopkins Hospital in Maryland and with the release of his book, “One Nation: What We Can All Do To Save America’s Future”, a New York Times best selling author. In Dr Carson’s own words the book was written for this purpose:

In February 2013 I gave a speech at the National Prayer Breakfast. Standing a few feet from President Obama, I warned my fellow citizens of the dangers facing our country and called for a return to the principles that made America great.

Many Americans heard and responded, but our nation’s decline has continued. Today the danger is greater than ever before, and I have never shared a more urgent message than I do now.

Our growing debt and deteriorating morals have driven us far from the founders’ intent. We’ve made very little progress in basic education. Obamacare threatens our health, liberty, and financial future. Media elitism and political correctness are out of control.

Worst of all, we seem to have lost our ability to discuss important issues calmly and respectfully regardless of party affiliation or other differences. As a doctor rather than a politician, I care about what works, not whether someone has an (R) or a (D) after his or her name. We have to come together to solve our problems

If you have not seen his speech at the national prayer breakfast and Barack Obama’s reaction to it this speech is what got everybody in America talking about Dr. Carson. It is a must see for all those who care about our great nation. Watch it here https://www.youtube.com/watch?v=PFb6NU1giRA

Dr. Carson’s warning is timely. In America today we are going through a massive shift in our national identity and none of it is positive. Anyone who has eyes that can see and ears that can hear will understand that Dr. Carson is spot on.

But who is Russell Brand? If you aren’t familiar with Mr. Brand he is a self styled Hollywood actor and comedian famous only for his past struggles with drug abuse, sexual addiction and a short lived marriage to singer Katy Perry. He has, to even a blind man, an extremely thin pedigree.

The present controversy started when Dr. Carson was interviewed on Mid Point, a News Max show covering breaking political stories. The show is hosted by Ed Berliner. In the interview the host wanted to get Dr. Carson’s reaction to two of the most contentious issues in America today, abortion and gay marriage. A fair enough question, and in answering Dr Carson was extremely fair and balanced in his remarks. He was respectful but unwavering in not only his personal views but the fact that his views and the prevailing conventional views of these two questions had a long historical perspective of being the unquestionable societal norms.

His answers, however, did not go over very well with Mr. Brand. On the video Russell rather than concentrate on what Dr. Carson actually said resorts to putting words in Dr. Carson’s mouth. Rather than being factual in his response, Mr Brand was only interested in mischaracterizing Dr. Carson’s comments and personally attacking his character; this is a common tactic used in debates called the ad hominem attack. If you can’t argue logically from the facts to win the argument you attack the other person’s character.

As a consequence of this tactic, the contrast between these two men is startling. Russell Brand’s comments on the tape were obviously self serving, transparent and designed to disparage a great man who is trying to do something positive for his country. All in all though it was enlightening to listen to Mr. Brand, you learned a lot about his character.

I have this to say about Mr. Brand, Hollywood, and the video. His characterizations of Dr. Carson came as no real surprise to me. Hollywood and many of the people who live and work there are well known by most of America for their lack of not only common sense but also their lack of tolerance. As long as your politics and social conscience are in tune with theirs then you are an enlightened individual. If they aren’t then you are just another mindless hick.

Rather than being the open minded and compassionate individuals they would like you to believe they are, these folks are in fact just the opposite, a group of narrow minded, bigoted, elitists. What better way to make your point than arguing with a television set? Isn’t that the cowards way out? It would have been a different matter all together and absolutely no contest at all if Mr. Brand had been on that set in front of Dr. Carson. But of course, he already knew that.

You can learn more about Dr. Carson by going to this web address www.runbenrun.org

The views and opinions in this piece are solely the authors and are not the views or opinions of either Russell Brand or Dr. Ben Carson. For comments or questions you may contact the author at this address rswance@gmail.com

© Richard Woodling 2014

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The Quickening

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When Christ walked the Earth in Jerusalem 2000 years ago four of his disciples approached him privately to inquire about the signs that would precede his second coming. This meeting and the discussion of these events was so important that it is recorded in three of the four gospels. Christ’s reply to his apostles is detailed in the book of Matthew in Chapter 24 verses 4-8:

Take heed that no man deceive you.
For many shall come in my name, saying, I am Christ; and shall deceive many.
And ye shall hear of wars and rumours of wars: see that ye be not troubled: for all these things must come to pass, but the end is not yet.
For nation shall rise against nation, and kingdom against kingdom: and there shall be famines, and pestilences, and earthquakes, in divers places.
All these are the beginning of sorrows.

Can any of this be believed and more importantly is it true? If you are a Christian and a believer the answer is yes, of course it’s true. If you are non believer and a pagan of course all of this is just so much hogwash.

Before I get into the particulars of this prophecy it is important to understand that the subject matter I am going to cover has a lot of moving parts. The good thing about the moving parts is that they can all be easily confirmed by you if you have some patience. But first things first. The first thing that needs to be pointed out are the words that were used in the above prophecy. They are in English of course but the original words were written in Greek then translated into English.

Some Bible Background

The New Testament of the Bible was written in Greek. In 1611 it was translated into the now famous and long standing King James Version by the English monarch King James the First. In the passage where Christ details the events leading to his second coming the Greek word “Odin” was used and translated in the King James as the English word “sorrows”. In Greek, the word used for sorrows is associated with and is used in the prophesy as a direct reference to a woman’s “birthpangs” or the onset of the labor of childbirth. A Greek Lexicon defines the word “Odin” as: the pain of childbirth, travail pain, birth pangs intolerable anguish, in reference to the dire calamities that precede the advent of the Messiah. The use of the Greek word for birthpangs is quite apt in this prophesy. It describes, that among other things, natural events like severe weather, earthquakes, tornados, and storms will progress in number, duration, and intensity until Christ’s second coming. These changes are something we are all seeing right now as I write this post. The progression of these natural events also closely parallel events that occur in a pregnancy. One man in particular, Art Bell, dubbed these “birthpangs” we are witnessing as the “Quickening”. He did this in 1997.

Art Bell Weighs In

Who is Art Bell? Art Bell is a late night radio talk show host with the fourth highest listening audience in America. His audience is estimated to be nearly 15 million people. What is remarkable about this is that his show, Coast To Coast, is only on late in the night. Coast to Coast is unlike any other radio or television program on the air today. In addition to the usual news and politics Art deals with a wide variety of very unusual and seldom discussed topics. You never hear these topics discussed at any length on any other program. His show covers UFOs, alien abductions, crop circles, animal mutilations, the paranormal and alternate religions just to name a few. Because of this, his show acts as a magnet for millions of new age believers, alien contact devotees, and those who are hooked on or are just simply interested in the arcane, the bizarre, and the outright strange.

In his book “The Art of Talk”, Bell describes how he coined the term The Quickening and the nature of the items he has tracked over the years:

In all the years I have been on the air with my radio program, I have seen things begin to accelerate in nearly every aspect of American life. . . . The unbelievable violence, the defiance against authority, the blatant looting, and so on. . . . Other evidence of The Quickening, or the acceleration of things, includes the dramatically changing weather patterns; there is more violent weather than ever before. Earthquakes, hurricanes, and other acts of nature are happening with increasing frequency . . . People everywhere are beginning to feel the hair stand up on the back of their necks as if they realize something is about to happen, perhaps some sort of judgment. I also feel something is about to happen and all these accelerated things seem to point to the same conclusion. After several years of taking note of this accelerated trend (accelerated in mostly a negative way), I finally summed it up one night on the air and just called everything that was going on The Quickening.”

Art did not ever try to interpret the signs he cataloged. He deliberately stayed away from that because he was well aware of his audiences’ diverse opinions and beliefs. He was also a master at balancing his show’s content with his audience’s opinions about that content. Yet he has done something quite remarkable. By putting his finger on this uneasy feeling that many people share, even people that don’t listen to his show, he has brought out into the open the fact that many people have a premonition that “something is about to happen.” What does that mean? What does the record show about this premonition? Well…

Darwin Kills God

Everything outlined here started with one event; the publishing of Charles Darwin’s book on “Origins”. Up until the late 19th century science, politics and all of society, especially in America, was centered on and embraced the notion that God was real and that he created the universe and everything in it. This was evident in not only the lives and writings of our founding fathers but also in America’s founding documents the Declaration of Independence and the Constitution. This attitude concerning the recognition of our creator and a reverence for him, however, all started to change in 1859 when Charles Darwin published On the Origin of Species by Means of Natural Selection, or The Preservation of the Favoured Races in the Struggle for Life. When it hit the public arena it was widely viewed as the new model of enlightened human reason. “Origin” then rocked the world of science, politics and religion because it seemed to make rational, scientific sense on how life unfolded on this planet. As a consequence, Darwin’s theory was almost impossible to resist and as the evolution theory gained general acceptance it began to dominate all human endeavor and conduct. Today, for better or worse, it forms the basis of all science, biology, politics and philosophy. The new paradigm derived from Origin is there is no God, God was made in man’s image; man is God.

The Societal Effects Of Darwin

From 1859 to the present, the number of human beings killed or exterminated by dictators, despots, tyrants, and other theory advocates easily outnumbers all the human beings killed in all the wars ever fought from the dawn of civilization to Origin’s publication. This number easily surpasses 300,000,000 human beings; all massacred by the likes of Mao Tse Tung, Joseph Stalin, Adolf Hitler, Pol Pot and others. This is a staggering fact and as a consequence this is also where I have noted the start date of what Art Bell called The Quickening to 1859. These events of wanton slaughter from the late 19th century on, like all of those cataloged by Art Bell, started out slowly and have, as predicted, all increased in their size scope and ferocity since Origin’s publication.

An interesting point about Christ’s prophesy of events leading to his return was the caution to is disciples to take heed that no man deceive them and that many imposters would come claiming to be him. This is exactly what is being seen now. In the 18th century we had the appearance of 1 individual claiming to be the returning Christ. In the 19th century there were 7 men. In the 20th century the number rose to rose to 21. So far in this century, as of this writing, we have had 7.

Christ’s Prophesy Comes To Life

In the next part of the prophesy Christ tells them that…nation shall rise against nation, and kingdom against kingdom. Although that sounds too broad to be applicable, think about the present state of affairs in the world. The United States, once the biggest kid on the block, has now been put in a position of being the world’s whipping boy. We have gone from the worlds strongest country both economically and militarily to the worlds largest debtor nation. We are drowning in debt. We can’t even afford to threaten anybody anymore.

We have lost our teeth because the leadership in Washington – if you can call them that – has bankrupted us. And the sad truth is everybody knows we are broke. Russia is becoming more aggressive and is set for a nationalist rebirth gaining its former power and prestige. Any and all threats against Russia from the U.S. are ignored. Russia’s power rise is happening daily it seems. China is poised on the world stage to be the new dominate global economic power and tensions against the free nations of the world by their enemies are at an all time high. As of this date Iraq has been invaded by “Isis” an extremist splinter group of Al-Qaeda.

This terrorist organization looted the Iraqi central bank in Mosul of $429 million making them the most well funded terrorist group on the planet. They are now in the process of over running and capturing both Iraq and Syria with the plan of turning them into Islamic States. Events haven’t been this tense and potentially catastrophic since the advent of World War II. At least back then America had world class leadership to deal with the Nazis. The leadership we have in place in the United States today would never be confused with anything approaching world class. I can assure you our founding fathers are rolling in their graves because of this debacle.

Christ then ends his prophesy with…there shall be famines, and pestilences, and earthquakes, in divers places. Who among you would disagree with the fact that these exact things are happening before your very eyes. It is an undisputed fact that the world has been inundated with famine and disease. There are diseases that are being re-introduced into the population and that are rapidly growing as a consequence of becoming resistant to antibiotics. There has also been an influx of diseases that have absolutely no treatment or cure such as Ebola, the Hantavirus, Severe Acute Respiratory Syndrome or SARS, even a new drug resistant strain of tuberculosis. This is not even counting the devastating effects of AIDS on the worlds population.

These anomalies, especially the weather related ones, have been put off by some as coincidental or the effects of global warming. Whether or not this is accurate is anybody’s guess. I just point this out because of all the dramatic weather forecasts concerning not only hurricane strengths and frequencies, and tsunami activity, but also the number and ferocity of tornadoes and earthquakes spawned in places that used to never see them. When taken all together, these anomalies and their frequency should cause any intelligent person to pay attention.

The Most Disturbing Change

The most disconcerting changes, however, have taken place on a more personal level. Corruption, random violence, and mass killings have become the new normal in our society. From 1900-1999 the number of mass shootings, killings where 12 or more people lost their lives, was 106. From 2000 – 2013 the number has been 112. This is not counting the scores of deadly attacks where the lives lost were under 12. As a point to that fact, since December 2012 up to the date of this post – which is June 11 2014 – there have been 74 shootings in schools in the United States. It has become such a common fact of life that it barely causes a wince or a shocked look of concern from even the news people. What is going on? What is going on is exactly what the apostle Paul wrote would occur during the lead up to the tribulation and Christ’s return. This was detailed in 2nd Timothy 3:1-3:7:

This know also, that in the last days perilous times shall come.
For men shall be lovers of their own selves, covetous, boasters, proud, blasphemers, disobedient to parents, unthankful, unholy,
Without natural affection, trucebreakers, false accusers, incontinent, fierce, despisers of those that are good,
Traitors, heady, highminded, lovers of pleasures more than lovers of God;
Having a form of godliness, but denying the power thereof: from such turn away.
For of this sort are they which creep into houses, and lead captive silly women laden with sins, led away with divers lusts,
Ever learning, and never able to come to the knowledge of the truth.

Wake up people, it’s already too late.

© Richard Woodling 2014

 

 

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Why Human Beings Are Not The Product Of Darwinian Evolution

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If you have never been to my blog before my name is Richard Woodling. I am, among other things, a writer. I am opinionated, there’s no question about that, and I don’t suffer fools. I mean what’s the point? I’ve been around long enough that I don’t feel that I have to do that anymore. Don’t get me wrong, I am not going to get on a soapbox and scream because you disagree with this post or with me. I won’t do that because you can believe whatever you want. I really don’t care. What I’m really trying to determine is if there are any evolution advocates who have any working brain cells left. What am I talking about? Well it’s like this…

I’m fed up with folks that are smug in the conviction that evolution is the way all life arose on the Earth and in our universe. But it doesn’t stop there. These same people generally think that if you disagree with them and don’t embrace Darwin you must be some sort of ignorant hick who is educationally challenged. This is why I’m writing this post. Because Darwin is wrong boys and girls.

If you are a Darwin advocate you probably studied and learned about his evolution theory at some university and this post is probably going to tick you off. At least I hope it does. Here’s a question for you. Are faulty propositions correct just because they’re taught in institutions of higher learning? I think not. Let me ask you another question. When you were taught Darwin’s evolution theory were you able to or did you even think about asking any probing questions about the process being taught? And if you did, did you get satisfactory answers or did you just accept it all as the truth? Regardless, if you are a Darwin advocate here’s why Darwin is wrong and why you’re wrong.

Among other reasons it just doesn’t make any sense. For one it violates the second law of thermodynamics. If you are not familiar with thermodynamics the second law states that over time all complex systems whether biological or mechanical will become more disorganized and decay not become more complex. In other words all systems over time devolve they do not not evolve. Evolution states just the opposite. Thermodynamics is a well tested law and a benchmark relied on by the sciences. For another reason evolution, as proposed by Darwin, is mathematically impossible. There has not been enough time to have enough positive mutations arise to evolve human beings from our alleged bipedal ancestors into the complex animals we are today. Current findings in anthropology back that proposition up. As long as the Earth has had life on it, and that’s billions of years according to science, that’s still not been long enough for enough positive mutations to effect the alleged evolution of Human beings. And that’s a fact Jack! So what have we got? Well first we have that evolution violates a primary physical law, the law of thermodynamics, and it violates another tenet fundamental to the theory, enough time. There has not been enough time for anything to evolve. So it’s a catch 22. Now for a little side track before I get to my questions.

There are several well known influential people that I have a hard time understanding how they can intellectually justify their opinions. This only bothers me because of their influence on lesser minds. They are in fact leading thousands of otherwise good people astray. One is Dr. Richard Dawkins, an evolutionary biologist, and the other is Seth MacFarlane a singer, voice over artist, and actor. Dr. Dawkins is smart and successful no doubt about it. But even when confronted with evidence that the origin of life cannot be explained by any random natural process he still refuses to look else where. And the elsewhere I’m talking about is a supernatural explanation. God if you will. It’s just puzzling to me. He’s supposed to be a scientist. He sure doesn’t act like one.

Our other candidate is Seth MacFarlane. He is also extremely bright and extremely talented. But all that aside, he’s an in your face atheist and advocate of Darwin evolution. Since he’s so bright you would think he would be aware of the fact that natural explanations for the origins question are fading away like a summer fog. In fact evidence is getting so slim that the Darwin advocates are now leaning on Pantheism as the go to theory. Pantheism is a theory that physics and chemistry work better in other parts of the universe than they do here. When life arose in this better part of the universe it was then seeded on Earth by an advanced alien race. Wait a minute. What! The truth is Pantheism is absolute nonsense. Physics and chemistry are uniform throughout our universe. I would like to point out that Pantheism has no scientific backing or evidence to support it. It’s what my dad called “Just a bunch of Jaw Boogey.”

This brings me to the only conclusion that makes any sense to me of why these supposed smart guys think this way. The concept of a creator you have to actually answer to just creeps some people out. They can’t, no, they won’t accept it.

Now for the good part. The questions I want you to answer.

Question 1.

Charles Darwin is quoted as saying:

If it could be demonstrated that any complex organ existed, which could not possibly have been formed by numerous, successive, slight modifications, my theory would absolutely break down“.

The DNA molecule fits this test. DNA, on the face of it, is a complex molecule that acts like a singular unique organ or organelle. DNA is so phenomenal in its construction and operation that Bill Gates is quoted as saying “DNA is like a computer program but far, far more advanced than any software ever created.

How did any natural process produce this amazing structure? How did any natural process produce the miniature complex machines that make up the DNA molecule? These micro machines are in fact only a few atoms wide and would have absolutely no functionality at all unless all the parts were in effect simultaneously. Since this is true it means that DNA was not created by numerous successive slight modifications over vast amounts of time. But I know that you probably learned how it came to be in your class at university, right?

And your answer is…

If you are unaware of the true magnificence of the DNA molecule watch these animations done for the Howard Hughes Medical Institute. Just click on the links.

https://www.youtube.com/watch?v=yqESR7E4b_8

https://www.youtube.com/watch?v=4jtmOZaIvS0

https://www.youtube.com/watch?v=SMtWvDbfHLo

Question 2.

For the DNA molecule to function it must have information. Information is not matter. It is not a material substance. Information is mass-less. Since it is mass-less it is a fundamentally different substance from matter. Since it is a fundamentally different substance it cannot arise from matter nor can it be a product or by product of matter.

Yet the DNA molecule is encoded with over 3 billion bits of it; information that is essential for the manufacture of the proteins and other elements necessary to produce a human being. Where did the information come from?

And your answer is…

Good luck and have fun. Below are some quotes and dissenting opinions by scientists that are as bright as Dr. Dawkins and Seth about this whole question.

The pathetic thing is that we have scientists who are trying to prove evolution, which no scientist can ever prove.”
(Dr Robert Millikan, Nobel Prize winner and eminent evolutionist)

The likelihood of the formation of life from inanimate matter is one to a number with 40,000 noughts after it … It is big enough to bury Darwin and the whole theory of evolution … if the beginnings of life were not random, they must therefore have been the product of purposeful intelligence.
(Sir Fred Hoyle, astronomer, cosmologist and mathematician, Cambridge University)

Fossils are a great embarrassment to Evolutionary theory and offer strong support for the concept of Creation.
(Gary Parker, Ph.D., biologist/ paleontologist and former evolutionist)

For those of you who might like to read my book on this subject titled “God The Universe and Darwin” you can read a bit of it and get a copy by going to this link http://www.amazon.com/dp/B00ADPP534

© Richard Woodling 2014

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Extrasolar Planet Discoveries Produce Speculative Feeding Frenzy

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One of the latest findings in astronomy that has gotten many people worked up is the current discovery by the Kepler satellite of an Earth sized planet in the constellation Cygnus. This discovery, has stoked the fires of speculation that our universe is indeed filled to the brim with advanced civilizations, just as Frank Drake and Carl Sagan predicted. “We are not alone in the cosmos” is again being trumpeted by the eagerly optimistic. Here’ a bulletin from NASA about Kepler’s find.

“According to NASA, the planet, known as Kepler-186f, is located approximately 500 light-years away in the Cygnus constellation. While the planet is similar in size to Earth, the star it orbits is vastly different from the sun. As a red dwarf, the star is much dimmer than our sun, meaning that the habitable zone of Kepler-186f is closer to its star than Earth is to the sun.”

Of course the question of “Are We Alone?” has been asked for thousands of years, but it hasn’t been until recently that the technology has been available to try to answer this question. The technology is the Kepler satellite and its subsequent models which have the ability to actually detect planets orbiting distant suns. However, unlike what the public has been told by naturalists, there is much more involved in not only creating life but also in sustaining that life than the science community is telling us. All they have really said is that for life to exist you need an Earth sized rocky planet with liquid water that orbits the habitable zone of a star, along with lots and lots of time. With these conditions in place, they say, you will get advanced life. I suppose most people just fill in the blanks. And folks, there are a lot of blanks.

For years the life origin crowd, who are comprised almost exclusively of Darwin advocates, have been telling anyone who would listen that Darwinian evolution, which allegedly builds animate life from inanimate chemicals is an undeniable scientific fact. These wild speculations are the basis for Carl Sagan, Richard Dawkins and others to proclaim that advanced life is everywhere in the cosmos.

Unfortunately, this supposed truth they base their “undeniable fact” on is in reality not real; it’s a misrepresentation at the very least, and they know it. Why am I being so firm about this? This fact was recently confirmed in a videotaped confrontation with the evolutionary biologist Dr. Richard Dawkins and actor Ben Stein. In this confrontation, Dr. Dawkins candidly admits on camera that no one has a clue how life started or even evolved on Earth. This statement is further perplexing because after a hundred plus years of research, theorizing and speculation by the best scientific minds on the planet, no one of has ever adequately explained how life naturally  evolved here.

Since this interview, more and more evidence has piled up against the notion of life from nothing to the point that naturalists have abandoned Darwinian evolution and taken a new theoretical position, the theory of Panspermia. This theory has been adopted by most naturalists and origin advocates today as a convenient way to get them out of the corner they have painted themselves in with Darwin. Dr. Dawkins was actually the first to bring up this ridiculous theory in his interview with Ben Stein What is Panspermia? Panspermia supports the notion that life on Earth was seeded here by an advanced alien species. If you want to see this insanity in action, rent a copy of the movie “Prometheus.” Although somewhat entertaining, the movie is painful to watch.

The reason I call Panspermia insanity and ridiculous, is because there is no evidence whatsoever to support the notion that the laws of physics, biology and chemistry are anything but constant and universally consistent. These laws operate the same and give the same outcomes regardless of where you are in the cosmos. This means, that if life by random chance in our little corner of the universe is impossible, then it’s impossible everywhere. In other words the laws of physics, biology and chemistry work the same regardless of where you are in the cosmos, and further, there is no part of the universe that has magic properties where they will work differently. Since this is true, saying that intelligent life arose by random chance in a different part of the universe, advanced, then that life seeded our planet with its DNA is utter nonsense.

There is also another problem. It takes more than water, and a rocky planet orbiting the habitable zone of a star to make a planet a suitable habitation for nurturing an advanced civilization. The elements that have to be simultaneously present for life on the Earth or anywhere else to exist and thrive over thousands or millions of years  have actually been calculated to be 10 to the 173rd power. This is a number so large that it might as well be infinity.

But wait there’s more. In addition there are three other insurmountable hurdles with no natural explanation. Number one: Where did all the complex information come from that is essential to construct complex life? Information is absolutely essential to manufacture and sustain any complex system, whether it’s mechanical or biologic. Information is not a product or by product of matter.  And two: How did machines evolve in biologic life on Earth? Machines are in fact present in all complex animals from their cellular structures  cells on up. Here is an animation of machines in the DNA molecule to show you what I mean.

Another huge stumbling block for naturalists is that information is not a product or by product of matter. Information, also does not naturally arise from matter. Contrary to Darwin’s theory, information is not matter it is a fundamentally different essential element of all life. Darwin advocates have actually said that if it could be shown that living creatures contained machines that it would completely overturn the theory of evolution.

But it’s not just me that says Darwin’s theory and Dr. Dawkins proclamation is untrue,  Sir Fred Hoyle, noted astronomer, vocal atheist and Darwin advocate has said the same thing. Much to everyone’s surprise he stated in 1981 in an issue of Nature Magazine: “The likelihood of the formation of life from inanimate matter is one to a number with 40,000 noughts after it … It is big enough to bury Darwin and the whole theory of evolution … if the beginnings of life were not random, they must therefore have been the product of purposeful intelligence.”

The conclusion to all of this is really pretty simple, regardless of how many extra solar Earth sized planets the Kepler Satellite or its followers find, finding a habitable planet with an advanced civilization on it is about as probable as you growing wings this afternoon and flying to Hawaii for the winter.

© 2015 Richard Woodling

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When Is The Best Time To Get New Windows

When is the best time to replace your windows? Many things come into play here and one of the major considerations is whether or not you home is 15 years old or older.

As a homeowner, especially if your house is an older design, when is the best time for you to consider getting new windows. This can be a tricky question but there are some thing that can make this an easier decision for you. With older homes, especially those 15 years or older, one of the things you might need to watch out for is your energy costs. Older homes typically have older outdated single panned designs. These are typically constructed of simple wooden frames with grooves cut in them that are sized to fit a single panned glass. This glass unfortunately does not have the thermal or insulation capacity of newer designed efficient Energy Star rated ones. These older style designs are all extremely inefficient and can cause you all kinds of problems. This inefficiency never used to be a problem to homeowners mainly because heating and cooling costs were extremely low in the United States. You could heat and cool a home for literally just pennies a day decades ago but of course that has all completely changed. Much of the rise in energy costs have been driven by the increasing price of oil worldwide. A barrel of oil not that long ago was generally in the $20 a barrel range or less but today because of the increasing scarcity of production quotas barrel prices are averaging $60 or more. But technology has come to the rescue. The biggest culprit of energy loss in a private home or even a business is through the windows and this has not escaped the notice of designer and builders. To combat this the normal single pane window has been completely transformed. Most of these today are Energy Star compliant. Energy Star was set up as a part of the United States Department of Energy to institute parameters for energy efficiency in several manufacturing sectors. One of these was the manufacture of efficient windows because in a home these are the best locations for energy loss and resulting higher energy bills.

The cost of replacement can be expensive and run anywhere from $7,000 to $15,000 for a 2000 to 3000 square foot home. But cost aside the benefits to you can far outweigh these initial costs. It is a fact that the installation of new windows is one of the few home improvement investments where it is possible to recoup you money if you decide to sell your home in the future or even keep it over the remainder of your life through energy savings. In addition to this financial incentive Energy Star compliant new windows can also eligible for tax credit incentives. The other thing you will notice with this upgrade is a much more comfortable and quieter environment for you and your family. What is the dollar value of that improvement? You also need to keep in mind that your saving can vary according to the climate of your homes location. Those that see the biggest energy savings are usually located in the hottest and coldest climates in the United States. These would typically be in the desert southwest and northern regions of the country.

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What Are Energy Star Windows

Windows have greatly changed over the years. From their beginnings as simple openings covered with glass they have evolved into energy efficient items with superior insulating qualities.

Windows and the materials to construct them have been around since the beginnings of civilized societies. Initially they were just open portals in buildings covered by shutters. As technology progressed, though, wooden shutters and slats gave way to the use of manufactured glass to cover these openings. Glass was much more appealing for homes and buildings because it was transparent. Even though the first glass was extremely fragile and easily broken this material only needed to be protected from damage during severe storms. In the construction industry much has changed over the years and this includes the materials used in the manufacture and designs of windows. The technology, however, didn’t really accelerate until the 20th century. During this time more and more consideration was given to the insulating characteristics of building materials. One of the new developments in this area was the institution of Energy Star ratings. These ratings have been established by Energy Star, which is a part of the United States Department of Energy. The Department of Energy has taken the lead in encouraging businesses and individuals to not only be aware of energy waste but to help encourage all Americans to do what they can to help the country be more energy efficient. The benefits of doing this are obvious as more energy efficiency means lower heating and cooling bills. In addition, depending on the type of energy efficient equipment you install, there are also tax incentives available.

The anatomy of windows that are deemed Energy Star efficient are much different than the normal single pane windows we all grew up with. These old style designs were exceedingly simple and consisted of a simple wooden frame with channels cut in the frame that were just large enough so that a single pane of glass could be fitted. Of course these types had almost no insulation value and very little thermal mass. As a consequence, regardless of weather conditions, the outside temperatures had no problem moving into the home or building. The other problem associated with this old style was temperature leakage. Many times these openings would lose their seals as a result age or just wear and of course this allowed the heated or cooled air in the building or home to leak out.

Energy Star windows are manufactured completely differently than old style types. First take a look at the materials used for the frames. A variety of quality low maintenance material can be used for the framing. There are choices between using fiberglass, wood and vinyl systems that are not only low maintenance but also have additional thermal mass to help reduce heat leakage and heat transfer into the home. Most of the glass used in these new styles use low e glass. This is glass that has a special coating applied to it that is designed to reflect both ultraviolet and infrared radiation to help keep the heat outside in the summer and the heat inside in the months. The glass used is also multi-paned, either double or triple spaced. In between the panes there is always an inert gas such as argon to increase the insulating properties. In addition for added strength and stability the glass panes are held in place by warm edge spacers for added stability and additional insulation.

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Home Heating In America

With the dawn of home heating in America, further design and innovation has revolutionized the industry of home comfort to include not only central air units in our homes but also the development of the heat pump.

Early in the history of America, one of the major additions to any home was a source of warmth. Most of the colonies at that time were all located along the east coast of the continent and most of them were in the northern latitudes. These colonies included Maryland north and east to the New England colony of Maine. What this meant was that during the winters most of the colonies were bitter cold. To counter these freezing temperatures all early homes were equipped with simple open wood burning brick fireplaces that not only provided warmth to make it more comfortable in the winter months, but could also be used for cooking meals. In 1745 this began to change as a comfort new source was introduced that was slowly accepted as an alternative to the open fireplace. This was the invention, by Benjamin Franklin, of his Franklin stove. This new stove proved to be much more efficient in providing a central source of heating in a home. The stove was constructed of cast iron and could be centrally placed. When it was fired up, the cast iron efficiently and evenly radiated warmth from the stove to all areas of the home. This stove was so brilliantly designed and effective it is still in use today. The other side benefit of Franklin’s stove was that it could also be used for cooking. By 1885 heating in the majority of the homes in America was supplied by either brick fireplaces or the Franklin stove.

By the end of the 1800s a new invention hit the scene. This was the invention of the cast iron radiator. This cast iron radiator came about by necessity because the large metropolitan areas of the country were being filled with apartments. These apartments needed a centrally located source that could be made available to all the tenants in the apartment building to keep them warm. A coal-fired boiler that was usually located in the basement of the building fed the cast iron radiators in each apartment. The boiler would deliver hot water throughout the building to each radiator. As technical innovation continued gas and oil fired versions of the boiler eventually replaced all of the coal-fired models.

In the 20th century Willis Carrier invented the first process to cool air by means of a mechanical process. With his invention a new industry was born, air conditioning. This eventually swept across America and it wasn’t long before these air conditioners began to show up in housing. These air conditioners were much more common in the south and southwest than in the northern states. The other innovation that developed from this was the idea to combine both cooling and heating in one device. This combination became the dawn of central air conditioning and heating in homes. These dual units generally consisted of a heating unit in the attic that was either gas fired or electric and a separate unit out side that composed the cooling unit. These have been even further refines today into a single heat pump technology designed to be more efficient and use less electricity than earlier models.

 

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